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Take Care of Your Family’s Smiles with Dental Insurance in Shepherdsville

Smiling young coupleOur name says it all—Exceptional Dentistry. That’s exactly what you receive when you come to see Dr. Carroll and Dr. Shoemaker and the team. But not only is our dental work exceptional, so is our service to you. With this in mind, we will gladly accept your dental insurance in Shepherdsville. We know that making sure your family’s smiles are healthy and beautiful requires a commitment of time and money. That’s why we are dedicated to helping you use your dental insurance benefits to the maximum!

How Does Dental Insurance Work?

Smiling young familyDental insurance benefits plans may vary a little from one another, but they do have few characteristics in common.

For example, most plans have an annual limit. Any amount over the limit could be your full responsibility. That’s why we track your dental expenditures in relation to the annual limit. We do our best to schedule needed services so that you don’t exceed your insurance plan’s limit.

Another important thing to know is that dental benefits expire at the end of the year. So just as you don’t want to exceed the limit, you also don’t want to leave benefits unused, because they do not carry over to the following year. You must pay an annual or monthly premium for your dental insurance in Shepherdsville. Get you money’s worth by making sure to use all of the benefits that you and your family are entitled to have.

You will also need to satisfy an annual deductible before your insurance begins to pay for covered dental services, and a nominal co-pay will also be required.

What’s the Difference between In-Network and Out-of Network?

Smiling red hair womanThere is likely to be a list of in-network providers on your plan. The dentists named there have agreed to charge a pre-negotiated fee for covered services. Dentists who are not on that list are considered out-of-network and, therefore, the services they provide may cost more. At Exceptional Dentistry, we are pleased to be in-network with several providers.

Delta Dental

If your insurance is with Delta Dental, then you’ll have one of the following three plans:

Delta Dental PPO and Delta Dental Premier both permit you and your family to see the licensed dentist you choose. But, you are more likely to save dollars and cents if you see an in-network provider. (DeltaCare USA is a DHMO-type of plan that has a closed network, which requires you to select an in-network dentist.)

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Types of Aetna Dental Insurance Plans

Aetna Dental offers:

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Humana

In Kentucky, your Humana dental plan options include:

Almost all dental insurance covers preventive dentistry for regular checkups and cleanings as well as annual digital X-rays, and some offer limited coverage for restorative care, as well.

Call Exceptional Dentistry if you have questions about your dental insurance plan.